Retirement planning

Thorough retirement planning and successful execution of that planning helps facilitate an enjoyable retirement.

At ROI Private Wealth Management we encourage clients to plan retirement well in advance and note that the ability to retire is often a more common goal than retirement itself.

To achieve optimal retirement income and investment risk for you and your family, we:

  • Develop a financial plan (roadmap) that is revisited yearly until retirement commences;
  • Keep abreast of legislation changes to ensure utilisation of every possible strategy;
  • Taper off personal insurance, as you get closer to your desired level of retirement funds;
  • Potentially change your level of investment borrowings as you get closer to retirement;
  • Plan a possible transition of investment assets over to higher income yielding assets; and
  • Employ a Pre-Retirement strategy.