Wealth Management
ROI Private Wealth offers a broad range of financial advice services, investment opportunities and financial solutions.
Benefits of financial advice and strategic wealth management
- Financial advice gives you the confidence to make informed investment decisions and manage risk
- Our advisers take a disciplined approach to investing and tailor advice to your individual needs
- Choose from one of our many Macquarie Private Wealth financial advisers or an independent financial adviser located across Australia
- Successful cashflow management is one of the keys to wealth creation
- Invest in your choice of a term deposit, at call account or fixed interest securities
- Diversify or balance your portfolio with fixed interest solutions
EDUCATION FUNDS
AIM: Well Planning for Education Funds allow parents build up a capital sum to meet
the cost of school fees in respect of secondary and university education.
Higher education provides the cornerstone to a wide choice of careers and potentially
better prospect for the children. Many parents start to save the education fund for their
children since they are babies. Have you planned the fund yet? Inflation and annual
increase of school fee may inhibit your children to attain higher education, even though
they are capable and clever enough for the study.
| Example: | |
| Current age of your child | 10 |
| Age to start University | 18 |
| Years of University study | 4 |
| Current university tuition fee in HK per year | HK$50,000 |
| Inflation rate & annual increment rate | 5% |
| Projected return on education fund per year | 8% |
| Required amount of education fund | HK$295,491 |
| Required monthly saving for education | HK$2,207 |
RETIREMENT PLANNING
AIM: Good retirement plan will help you to enjoy a peaceful and financial free retirement
life.
Life expectancy is now 82 for men and 84 for women. Who can support your LONG
period of retirement? Your children? Your MPF? Current MPF will not be enough to
support your retirement livings. If you can plan ahead, you can still have a hassle free
retirement life
|
Example: |
|
| Current Age | 25 |
| Current monthly expense | HK$10,000 |
| Expected retirement age | 60 |
| Expected retirement up to age | 80 |
| Average inflation rate per year | 3% |
| Projected annual return for retirement fund before retirement | 7% |
| Projected annual return for retirement fund after retirement | 5% |
| Required amount of retirement fund at retirement age | HK$5, 660, 260. 83 |
| Required monthly savings for retirement | HK$3,142.75 |